• Thursday, 15 January 2026
Financing Basics

Common Types of Equipment Financing Explained

Equipment financing is how a business gets the vehicles, machinery, technology, and tools it needs—without draining cash reserves all at once. Instead of paying the full purchas...

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Financing Basics

Equipment Loans vs Equipment Leases: Key Differences

Business growth often hinges on one simple question: how do you get the equipment you need without straining cash flow?  Whether you’re adding a new POS system, upgradin...

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Financing Basics

Secured vs Unsecured Equipment Loans: Pros and Cons

Choosing between secured vs unsecured equipment loans can shape your cash flow, tax strategy, and risk exposure for years. In the U.S., lenders price, structure, and underwrite th...

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Financing Basics

Understanding Fixed vs Variable Rates in Equipment Loans

Equipment loans help U.S. businesses acquire machinery, vehicles, technology, medical devices, POS systems, and other productive assets without draining cash reserves. In a typica...

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Financing Basics

Equipment Loans vs Business Loans: Key Differences

Choosing between equipment loans and business loans shapes your cash flow, tax position, and growth runway. For U.S. small businesses in 2025, lending terms, collateral expectatio...

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Financing Basics

Pros and Cons of Equipment Loans for Small Businesses

Equipment loans let businesses finance the purchase of physical assets by using the equipment itself as collateral. They are designed specifically for buying or upgrading equipmen...

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Financing Basics

Equipment Financing Terminology 101: A Glossary for Business Owners

Equipment financing involves a variety of business terms—from assets and depreciation to leases and collateral. A clear glossary helps owners of construction, healthcare, IT or ...

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Financing Basics

Understanding Interest Rates and Terms in Equipment Financing

Access to modern equipment is essential for small businesses, but buying machinery or technology outright can strain capital. Equipment financing (through loans or leases) lets fi...

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Financing Basics

Understanding Interest Rates and Repayment Terms in Equipment Financing

Equipment financing allows businesses to acquire essential machinery, vehicles, or technology without paying the full cost upfront – instead, the equipment is paid off over time...

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Financing Basics

Equipment Loan vs. Equipment Lease 101: Key Differences Explained

Obtaining expensive equipment is a critical step for many businesses, and the decision to finance (loan) or lease equipment can have long-term implications. In fact, approximately...

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